REST API Β· 150+ Countries Β· Real-Time Settlement

Move Money Anywhere.
Instantly. At Scale.

airwellax delivers a unified REST API for cross-border payments, real-time FX conversion, and mass payouts across 150+ countries. One integration. Every corridor. Zero compromises.

150+Countries Supported
99.99{dc756b460e2a41da9d99c8afd73b34c499d5773f6ae7bc82fbe7500785542e0b}API Uptime SLA
<200msAvg. Response Time
$40B+Processed Annually
$40B+processed annuallyTotal payment volume
150+supported currenciesFiat & digital assets
99.99{dc756b460e2a41da9d99c8afd73b34c499d5773f6ae7bc82fbe7500785542e0b}API uptime SLAGuaranteed reliability
180msaverage response timeGlobal median latency
3,500+companies worldwideTrusted by builders
Product Suite

Three APIs.
Every payment use case.

airwellax ships the complete infrastructure layer β€” payouts, FX, and key management β€” so you stop stitching together vendors and ship faster.

150+ Countries

Global Payouts

Send funds anywhere, instantly

Disburse payments directly to bank accounts, mobile wallets, and card networks across 150+ countries with a single API call. airwellax handles local rails, currency nuances, and compliance β€” so your team doesn't have to.

  • Local SWIFT, SEPA, ACH, and faster-payments rails
  • Batch disbursements up to 10,000 recipients
  • Real-time delivery status webhooks
  • Sub-second beneficiary validation
Live Mid-Market Rates

FX & Currency Conversion

Transparent rates, zero hidden spread

Lock in live mid-market exchange rates with fully disclosed, fixed-basis-point spreads across 80+ currency pairs. airwellax streams real-time pricing so you can quote customers precisely and settle without surprises.

  • 80+ currency pairs, 24/7 pricing stream
  • Rate-lock quotes valid for 60 seconds
  • Transparent basis-point spread β€” no markups
  • Hedging API for forward-rate agreements
Enterprise-Grade Security

API Key Management

Scoped access, full audit trail

Issue granular API keys with per-endpoint permission scopes, IP allowlists, and expiry policies. Rotate compromised keys in under 200 ms without downtime, and stream every access event to your SIEM in real time.

  • Role-based permission scopes per key
  • IP allowlisting and CIDR range rules
  • Immutable audit log with tamper-proof hashing
  • Instant rotation with zero service interruption

Ready to integrate all three products?

Get your API keys in under 2 minutes. No sales call required.

REST API Β· v1

Integrate in Minutes, Not Months.

A single, consistent API surface for global payouts, collections, and FX. Designed by developers, for developers.

POST /v1/payouts
Request
curl -X POST
https://api.airwellax.com/v1/payouts
-H "Authorization: Bearer sk_live_β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’ "
-H "Content-Type: application/json"
-H "X-Idempotency-Key: idem_7f3a9c2b"
-d '{
"amount": 25000,
"currency": "USD",
"destination": {
"type": "bank_account",
"account_number": "β€’β€’β€’β€’4821",
"routing_number": "021000021",
"country": "US"
},
"recipient": {
"name": "Acme Corp Ltd",
"email": "[email protected]"
},
"metadata": {
"order_id": "ord_9821xyz",
"region": "north_america"
}
}'
Response
200 OKΒ· 142ms
{
"id": "pyt_01HXZK9M3P7Q8RVBN2TW5LFACE",
"object": "payout",
"status": "processing",
"amount": 25000,
"currency": "USD",
"arrival_estimate": "2024-01-15T09:00:00Z",
"fee": 12,
"fee_currency": "USD",
"destination": {
"type": "bank_account",
"last4": "4821",
"country": "US"
},
"created_at": "2024-01-14T14:32:07Z",
"livemode": true
}
Latency:142ms avg
Uptime:99.99{dc756b460e2a41da9d99c8afd73b34c499d5773f6ae7bc82fbe7500785542e0b}
Rate limit:1,000 req/s
View full API reference
Idempotent requests
TLS 1.3 encrypted
Real-time webhooks
180+ currencies
SDKs for 8 languages
Developer Quickstart

From Zero to Live in Four Steps

airwellax is built for developer speed. Integrate global payments infrastructure into your product in hours, not weeks.

01
Dashboard

Create Account & Generate API Keys

Sign up in minutes. Access the airwellax developer dashboard, set up your workspace, and generate scoped API keys with fine-grained permissions for sandbox or production environments.

02
Auth

Authenticate with Bearer Token

Secure every request using OAuth 2.0 Bearer tokens. airwellax enforces TLS 1.3, HMAC signature verification, and IP allowlisting so your credentials are always protected end-to-end.

03
API Calls

Call Payout, FX & Wallet Endpoints

Trigger cross-border payouts, real-time FX conversions, or multi-currency wallet operations with a single REST call. 180+ currencies, 60+ payment rails, and sub-second routing decisions.

04
Real-Time

Monitor via Webhooks & Dev Console

Receive real-time event notifications via webhooks and observe every transaction, settlement, and state change in the airwellax developer console β€” complete with logs, retries, and alerts.

Ready to start building?

Full sandbox access. No credit card required.

Security & Compliance

Enterprise-grade security,
built in from day one.

airwellax is licensed and regulated across major jurisdictions. Your API keys are encrypted at rest with AES-256 and never exposed in logs. Every component of our infrastructure is designed to meet the strictest financial-industry requirements.

PCI DSS
Level 1

Payment Card Industry Data Security Standard β€” the highest level of compliance for payment processors worldwide.

SOC 2
Type II

Independent audit confirming our security, availability, and confidentiality controls are operating effectively.

ISO 27001
Certified

International standard for information security management, audited and certified annually by accredited bodies.

GDPR
Compliant

Full compliance with EU General Data Protection Regulation. Data residency options available for all regions.

TLS 1.3 Encryption

All data in transit is protected with TLS 1.3. Older protocol versions are rejected at the edge.

AES-256 Key Encryption

API keys are encrypted at rest using AES-256. They are never stored in plaintext or exposed in any log output.

2FA-Enforced API Access

Two-factor authentication is enforced for all API key operations. No exceptions for service accounts.

Zero-Log Policy

Sensitive payload fields are automatically redacted from all logging pipelines before any data is written to disk.

Immutable Audit Logs

Every API call generates a cryptographically signed, tamper-evident audit record retained for seven years.

99.99{dc756b460e2a41da9d99c8afd73b34c499d5773f6ae7bc82fbe7500785542e0b} Uptime SLA

Enterprise SLA with financial credits. Redundant infrastructure across six global regions with automatic failover.

Encryption in Transit & At Rest

End-to-end TLS 1.3 with AES-256 at rest

Every byte of data flowing through the airwellax network is encrypted in transit using TLS 1.3 with perfect forward secrecy. Stored secrets β€” including API keys, webhook signing secrets, and credentials β€” are encrypted using AES-256-GCM with per-tenant key derivation. Decryption keys are stored in FIPS 140-2 Level 3 HSMs and are never accessible to engineers or support staff.

View Security Docs β†’

Integrated & trusted by leading platforms and networks

VISA
MC
SWIFT
AWS
GCP
STRIPE

airwellax maintains active certifications and undergoes independent third-party audits on an annual basis. Compliance documentation and penetration test reports are available to enterprise customers under NDA.

Trusted by Enterprise Teams

Powering payments at
global scale

From logistics giants to fintech founders β€” teams trust airwellax to move money reliably, fast, and at scale.

"
Logistics & Freight
"We moved $2.4B in freight payments across 38 countries last quarter. airwellax settled every transaction in under 4 seconds β€” no exceptions. Our treasury team stopped worrying about FX delays and started focusing on growth."
NC
Marguerite Delacroix
Chief Financial Officer Β· NovaCargo Global
4,200+Enterprise Clients
99.998{dc756b460e2a41da9d99c8afd73b34c499d5773f6ae7bc82fbe7500785542e0b}Uptime SLA
138Countries Supported
$180B+Volume Processed
airwellax

Global payments infrastructure built for developers. Move money across 180+ countries with a single API integration.

All Systems Operational

airwellax Β© 2026

[email protected]+1 (415) 200-9400535 Mission Street, San Francisco, CA 94105